Friday, December 30, 2011

Cost of Seguro Popular

living.boondockingmexico@yahoo.com

(the following is a post from an SMA group that was denied so I am posting it here)

 No healthcare is free they all have a cost. If you look at the chart
  below you will see that those in the top income levels will pay more
  than IMSS for the services provided by Seguro Popular. Case in point, I
  doubt that there are any Americans or Canadians living in SMA with an
  income of less than 1000 dollars or roughly 13,000 pesos a month (39,000
  pesos per trimestre) , there are always exceptions. If you are earning
  this amount or show this as income on your FM2 or FM3 you fall into
  decil IX or X which has an annual cost of 4800 to 6000 pesos.
 If you work and earn pesos in Mexico, you may be able to reduce your
income amount through deductions of expenses but I am not sure if Seguro
  Popular looks at gross or net income.

 There are some people who pay nothing for Seguro Popular, those in very
 low income brackets. However, it is not free. We are all paying for
 those who cannot afford it via our taxes or the costs listed in the
 table below. If someone here is getting it for free, I would doubt the
 credibility of their application information.

 I think it would be wise to revisit which option of SP or IMSS would fit
 an individuals needs as well as private medical insurance.



Deciles de ingreso
Ingreso trimestral promedio por hogar
Cuota semestral
Cuota Anual
I
3,537
120
240
II
6,157
180
360
III
8,395
300
600
IV
10,707
540
1080
V
13,284
900
1800
VI
16,511
1140
2280
VII
20,611
1500
3000
VIII
26,209
1800
3600
IX
37,502
2400
4800
X
90,224
3000
6000